Summary and Impacts
Original Text
[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[S. 1552 Reported in Senate (RS)]

<DOC>





                                                       Calendar No. 352
119th CONGRESS
  2d Session
                                S. 1552

    To promote and protect from discrimination living organ donors.


_______________________________________________________________________


                   IN THE SENATE OF THE UNITED STATES

                              May 1, 2025

 Mr. Cotton (for himself, Mrs. Gillibrand, Mrs. Hyde-Smith, Mr. Lujan, 
 Mrs. Capito, Mr. King, Mr. Blumenthal, Mr. Kaine, Ms. Klobuchar, Mr. 
 Merkley, Mr. Whitehouse, Mr. Coons, Mrs. Blackburn, Mr. Ricketts, Mr. 
Tillis, Mr. Durbin, Mrs. Shaheen, Ms. Smith, Mr. Wyden, Mr. Kelly, Ms. 
 Rosen, Mr. Warnock, Mr. Kim, Mr. Peters, Mr. Booker, Mr. Murphy, Mr. 
Boozman, Mr. Gallego, Mr. Justice, Mr. Daines, Ms. Collins, Mr. Bennet, 
 Mr. Kennedy, Ms. Alsobrooks, Mr. Cramer, Mr. Schiff, Mr. Sheehy, Ms. 
 Slotkin, Mr. Marshall, Ms. Duckworth, Mr. Tuberville, Ms. Murkowski, 
 Mr. Young, Mr. Van Hollen, Mr. Banks, and Mr. Padilla) introduced the 
 following bill; which was read twice and referred to the Committee on 
                 Health, Education, Labor, and Pensions

                             March 11, 2026

               Reported by Mr. Cassidy, with an amendment
 [Strike out all after the enacting clause and insert the part printed 
                               in italic]

_______________________________________________________________________

                                 A BILL


 
    To promote and protect from discrimination living organ donors.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

<DELETED>SECTION 1. SHORT TITLE.</DELETED>

<DELETED>    This Act may be cited as the ``Living Donor Protection Act 
of 2025''.</DELETED>

<DELETED>SEC. 2. PROHIBITION ON DENIAL OF COVERAGE OR INCREASE IN 
              PREMIUMS OF LIFE OR DISABILITY INSURANCE FOR LIVING ORGAN 
              DONORS.</DELETED>

<DELETED>    (a) Prohibition.--Notwithstanding any other provision of 
law, an insurer shall not deny coverage, cancel coverage, refuse to 
issue, determine the price or premium for, or otherwise vary any term 
or condition of a life insurance policy, disability insurance policy, 
or long-term care insurance policy for a person based solely, and 
without any actual, unique, and material actuarial risks, on the status 
of such person as a living organ donor.</DELETED>
<DELETED>    (b) Enforcement.--A State insurance regulator may take 
such actions to enforce subsection (a) as are specifically authorized 
under the laws of such State.</DELETED>
<DELETED>    (c) Definitions.--In this section:</DELETED>
        <DELETED>    (1) Disability insurance policy.--The term 
        ``disability insurance policy'' means a contract under which an 
        entity promises to pay a person a sum of money in the event 
        that an illness or injury resulting in a disability prevents 
        such person from working.</DELETED>
        <DELETED>    (2) Life insurance policy.--The term ``life 
        insurance policy'' means a contract under which an entity 
        promises to pay a designated beneficiary a sum of money upon 
        the death of the insured.</DELETED>
        <DELETED>    (3) Living organ donor.--The term ``living organ 
        donor'' means an individual who has donated all or part of an 
        organ and is not deceased.</DELETED>
        <DELETED>    (4) Long-term care insurance policy.--The term 
        ``long-term care insurance policy'' means a contract for which 
        the only insurance protection provided under the contract is 
        coverage of qualified long-term care services (as defined in 
        section 7702B(c) of the Internal Revenue Code of 
        1986).</DELETED>

<DELETED>SEC. 3. CLARIFICATION OF ORGAN DONATION SURGERY AS QUALIFYING 
              AS A SERIOUS HEALTH CONDITION UNDER FMLA.</DELETED>

<DELETED>    (a) Private Sector Employees.--Section 101(11) of the 
Family and Medical Leave Act of 1993 (29 U.S.C. 2611(11)) is amended, 
in the matter preceding subparagraph (A), by inserting ``(including 
recovery from surgery related to organ donation)'' after ``physical or 
mental condition''.</DELETED>
<DELETED>    (b) Federal Civil Service Employees.--</DELETED>
        <DELETED>    (1) Definition.--Section 6381(5) of title 5, 
        United States Code, is amended, in the matter preceding 
        subparagraph (A), by inserting ``(including recovery from 
        surgery related to organ donation)'' after ``physical or mental 
        condition''.</DELETED>
        <DELETED>    (2) Relationship to organ donor leave.--Section 
        6382(d)(1) of title 5, United States Code, is amended by adding 
        at the end the following: ``An employee who takes any part of 
        the 12-week period of leave under subsection (a)(1) to serve as 
        an organ donor (including recovery from surgery related to 
        organ donation) may elect to substitute, for as much of that 
        part as possible, any leave available to the employee under 
        section 6327.''.</DELETED>

<DELETED>SEC. 4. UPDATING OF EDUCATIONAL MATERIALS ON THE BENEFITS AND 
              RISKS OF LIVING ORGAN DONATION.</DELETED>

<DELETED>    (a) Educational Materials.--</DELETED>
        <DELETED>    (1) Review and updating.--Not later than 6 months 
        after the date of enactment of this Act, the Secretary of 
        Health and Human Services (in this section referred to as the 
        ``Secretary'') shall review and update materials related to 
        living organ donation in order to educate the public on--
        </DELETED>
                <DELETED>    (A) the benefits and risks of living organ 
                donation; and</DELETED>
                <DELETED>    (B) the impact of living organ donation on 
                the access of a living organ donor to 
                insurance.</DELETED>
        <DELETED>    (2) Information on statutory changes.--Such 
        updating shall include information regarding the requirements 
        under section 2 and the amendments made by section 3.</DELETED>
<DELETED>    (b) Methods of Updating.--In carrying out subsection (a), 
the Secretary shall update, as appropriate--</DELETED>
        <DELETED>    (1) public service announcements previously 
        provided by the Secretary;</DELETED>
        <DELETED>    (2) publicly accessible websites (such as 
        organdonor.gov, or a successor website) that are maintained by 
        the Secretary and that contain information and resources 
        regarding living organ donation; and</DELETED>
        <DELETED>    (3) other media, as the Secretary determines 
        appropriate.</DELETED>

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Living Donor Protection Act of 
2025''.

SEC. 2. PROHIBITION ON DENIAL OF COVERAGE OR INCREASE IN PREMIUMS OF 
              LIFE OR DISABILITY INSURANCE FOR LIVING ORGAN DONORS.

    (a) Prohibition.--Notwithstanding any other provision of law, an 
insurer shall not deny coverage, cancel coverage, refuse to issue, 
determine the price or premium for, or otherwise vary any term or 
condition of a life insurance policy, disability insurance policy, or 
long-term care insurance policy for a person based solely, and without 
any actual, unique, and material actuarial risks, on the status of such 
person as a living organ donor.
    (b) Enforcement.--A State insurance regulator may take such actions 
to enforce subsection (a) as are specifically authorized under the laws 
of such State.
    (c) Definitions.--In this section:
            (1) Disability insurance policy.--The term ``disability 
        insurance policy'' means a contract under which an entity 
        promises to pay a person a sum of money in the event that an 
        illness or injury resulting in a disability prevents such 
        person from working.
            (2) Life insurance policy.--The term ``life insurance 
        policy'' means a contract under which an entity promises to pay 
        a designated beneficiary a sum of money upon the death of the 
        insured.
            (3) Living organ donor.--The term ``living organ donor'' 
        means an individual who has donated all or part of a human 
        organ (as defined in section 301(c)(1) of the National Organ 
        Transplant Act (42 U.S.C. 274e(c)(1))) or bone marrow (as 
        defined in section 379A-1(2) of the Public Health Service Act 
        (42 U.S.C. 274l-1(2))) and is not deceased.
            (4) Long-term care insurance policy.--The term ``long-term 
        care insurance policy'' means a contract for which the only 
        insurance protection provided under the contract is coverage of 
        qualified long-term care services (as defined in section 
        7702B(c) of the Internal Revenue Code of 1986).

SEC. 3. CLARIFICATION OF ORGAN DONATION SURGERY AS QUALIFYING AS A 
              SERIOUS HEALTH CONDITION UNDER FMLA.

    (a) Private Sector and Certain Public Sector Employees.--Section 
101(11) of the Family and Medical Leave Act of 1993 (29 U.S.C. 
2611(11)) is amended, in the matter preceding subparagraph (A), by 
inserting ``(including organ donation, preparation for and recovery 
from surgery related to organ donation, and other activities related to 
organ donation)'' after ``physical or mental condition''.
    (b) Federal Civil Service Employees.--
            (1) Definition.--Section 6381(5) of title 5, United States 
        Code, is amended, in the matter preceding subparagraph (A), by 
        inserting ``(including organ donation, preparation for and 
        recovery from surgery related to organ donation, and other 
        activities related to organ donation)'' after ``physical or 
        mental condition''.
            (2) Relationship to organ donor leave.--Section 6382(d)(1) 
        of title 5, United States Code, is amended by adding at the end 
        the following: ``An employee who takes any part of the 12-week 
        period of leave under subsection (a)(1) to serve as an organ 
        donor (including recovery from surgery related to organ 
        donation) may elect to substitute, for as much of that part as 
        possible, any leave available to the employee under section 
        6327(b)(2).''.

SEC. 4. UPDATING OF EDUCATIONAL MATERIALS ON LIVING ORGAN DONATION.

    (a) Educational Activities and Materials.--Not later than 6 months 
after the date of enactment of this Act, the Secretary of Health and 
Human Services (in this section referred to as the ``Secretary''), in 
coordination with the Secretary of Labor, as appropriate, shall review 
the educational activities and materials pursuant to section 377A of 
the Public Health Service Act (42 U.S.C. 274f-1), and update such 
activities and materials to include information regarding the 
requirements under section 2 and the amendments made by section 3.
    (b) Outreach.--In carrying out subsection (a), the Secretary may, 
as appropriate, issue public service announcements or update any 
publicly accessible websites or other media maintained by the Secretary 
that contain information and resources regarding living organ donation.
                                                       Calendar No. 352

119th CONGRESS

  2d Session

                                S. 1552

_______________________________________________________________________

                                 A BILL

    To promote and protect from discrimination living organ donors.

_______________________________________________________________________

                             March 11, 2026

                       Reported with an amendment

AI processing bill