Equal Access to Reproductive Care Act

#2189 | S Congress #119

Policy Area: Taxation
Subjects:

Last Action: Read twice and referred to the Committee on Finance. (6/26/2025)

Bill Text Source: Congress.gov

Summary and Impacts
Original Text

Bill Summary

The "Equal Access to Reproductive Care Act" proposes an amendment to the Internal Revenue Code of 1986 to categorize certain expenses related to assisted reproduction as medical expenses for tax purposes. Specifically, the legislation defines "assisted reproduction" to include various methods aimed at achieving pregnancy, such as in vitro fertilization and surrogacy. The bill clarifies that expenses incurred in these processes can be treated as medical care for the taxpayer, their spouse, or dependents, provided that they intend to take legal custody of any resulting children. This change is designed to improve access to reproductive health care by allowing taxpayers to deduct these costs from their taxable income, thereby reducing their overall tax burden. The amendment would take effect for taxable years starting after the law is enacted.

Possible Impacts

The "Equal Access to Reproductive Care Act," as outlined in the provided legislation, could affect people in several significant ways:

1. **Tax Relief for Assisted Reproduction Expenses**: Individuals or couples seeking assisted reproductive technologies, such as in vitro fertilization (IVF) or surrogacy, may benefit financially from the ability to classify these expenses as medical expenses under the Internal Revenue Code. This change could lead to substantial tax deductions, easing the financial burden associated with these often costly procedures and making them more accessible to those who wish to start a family.

2. **Increased Access to Family-Building Options**: By recognizing assisted reproduction as a legitimate medical expense, the legislation may encourage more individuals or couples, including those with infertility issues or same-sex couples, to pursue these options without the worry of prohibitive costs. This could lead to a broader acceptance and normalization of diverse family structures and reproductive choices.

3. **Support for Surrogacy Arrangements**: The amendment specifically recognizes surrogacy as part of assisted reproductive care, which could provide clarity and legal backing for intended parents and surrogates. This could help facilitate more secure and legally sound arrangements, thereby promoting the rights and responsibilities of all parties involved in surrogacy agreements, ultimately contributing to more positive outcomes for families formed through these methods.

[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[S. 2189 Introduced in Senate (IS)]

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119th CONGRESS
  1st Session
                                S. 2189

 To amend the Internal Revenue Code of 1986 to treat certain assisted 
       reproduction expenses as medical expenses of the taxpayer.


_______________________________________________________________________


                   IN THE SENATE OF THE UNITED STATES

                June 26 (legislative day, June 24), 2025

  Mr. Schiff introduced the following bill; which was read twice and 
                  referred to the Committee on Finance

_______________________________________________________________________

                                 A BILL


 
 To amend the Internal Revenue Code of 1986 to treat certain assisted 
       reproduction expenses as medical expenses of the taxpayer.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Equal Access to Reproductive Care 
Act''.

SEC. 2. TREATMENT OF CERTAIN ASSISTED REPRODUCTION EXPENSES AS MEDICAL 
              EXPENSES OF THE TAXPAYER.

    (a) In General.--Section 213(d) of the Internal Revenue Code of 
1986 is amended by adding at the end the following new paragraph:
            ``(12) Assisted reproduction expenses.--
                    ``(A) In general.--The term `medical care' includes 
                assisted reproduction.
                    ``(B) Assisted reproduction defined.--The term 
                `assisted reproduction' means any methods, treatments, 
                procedures, and services for the purpose of 
                effectuating a pregnancy and carrying it to term, 
                including gamete and embryo donation, intrauterine 
                insemination, in vitro fertilization, intracervical 
                insemination, traditional reproductive surrogacy, and 
                gestational reproductive surrogacy.
                    ``(C) Coverage of surrogacy, etc.--Assisted 
                reproduction shall be treated as medical care of the 
                taxpayer or the taxpayer's spouse or dependent to the 
                extent that the taxpayer or the taxpayer's spouse or 
                dependent, respectively, intends to take legal custody 
                or responsibility for any children born as a result of 
                such assisted reproduction.
                    ``(D) Coordination with certain other rules related 
                to transportation, insurance, etc.--Assisted 
                reproduction shall be treated as medical care referred 
                to in paragraph (1)(A).''.
    (b) Effective Date.--The amendment made by this section shall apply 
to taxable years beginning after the date of the enactment of this Act.
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