Stop CCP Money Laundering Act of 2025

#1339 | S Congress #119

Subjects:

Last Action: Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (4/8/2025)

Bill Text Source: Congress.gov

Summary and Impacts
Original Text

Bill Summary

The "Stop Corrupt Communist Party Money Laundering Act of 2025" seeks to address concerns regarding money laundering and violations of export controls in Hong Kong. The legislation mandates two key actions:

1. **Money Laundering Assessment**: Within 180 days of enactment, the Secretary of the Treasury must determine whether there are reasonable grounds to designate Hong Kong as a jurisdiction of primary money laundering concern. This determination requires a detailed justification and must be submitted to Congress.

2. **Export Control and Sanctions Report**: Within 360 days, the Secretary of State, in collaboration with other relevant departments, must produce a report assessing the capabilities of financial institutions in Hong Kong to prevent transactions that violate U.S. export controls and sanctions, particularly with respect to countries like Russia and Iran. The report will evaluate Hong Kong's role in facilitating such violations, the impact of China's national security laws on compliance, and the level of cooperation between U.S. and Hong Kong authorities in enforcing these regulations.

The legislation aims to enhance oversight and accountability regarding financial activities in Hong Kong and their implications for U.S. national security.

Possible Impacts

The "Stop Corrupt Communist Party Money Laundering Act of 2025" could affect people in several ways. Here are three examples:

1. **Increased Scrutiny on Financial Transactions**: Individuals and businesses in Hong Kong may face heightened scrutiny and regulation regarding their financial transactions. If Hong Kong is designated as a jurisdiction of primary money laundering concern, local banks and financial institutions may implement stricter compliance measures to adhere to anti-money laundering (AML) regulations. This could lead to longer transaction times, increased paperwork, and possible denials of services for individuals and businesses deemed high-risk.

2. **Impact on Trade Relations**: The report assessing Hong Kong's role in facilitating violations of export controls and sanctions might lead to more stringent trade regulations between the United States and Hong Kong. As a result, companies that rely on trade with the U.S. could face disruptions or increased compliance costs. For example, businesses engaged in exporting products or technologies may need to invest in compliance programs to ensure they are not inadvertently violating U.S. sanctions, impacting their operations and profitability.

3. **Potential Economic Consequences**: The enactment of this legislation could strain economic relations between the U.S. and Hong Kong, potentially leading to broader geopolitical tensions. If sanctions or penalties are applied based on the findings of the report, it could affect the overall economic stability of Hong Kong. This could lead to job losses, reduced foreign investment, and a decline in the overall quality of life for residents as economic opportunities diminish. Furthermore, expatriates and foreign businesses might reconsider their presence in Hong Kong due to perceived risks related to compliance and regulatory changes.

[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[S. 1339 Introduced in Senate (IS)]

<DOC>






119th CONGRESS
  1st Session
                                S. 1339

To require a determination and report relating to money laundering and 
       violations of export controls and sanctions in Hong Kong.


_______________________________________________________________________


                   IN THE SENATE OF THE UNITED STATES

                             April 8, 2025

Mr. Curtis (for himself and Mr. Merkley) introduced the following bill; 
which was read twice and referred to the Committee on Banking, Housing, 
                           and Urban Affairs

_______________________________________________________________________

                                 A BILL


 
To require a determination and report relating to money laundering and 
       violations of export controls and sanctions in Hong Kong.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Stop Corrupt Communist Party Money 
Laundering Act of 2025'' or the ``Stop CCP Money Laundering Act of 
2025''.

SEC. 2. MEASURES TO ADDRESS MONEY LAUNDERING AND EXPORT CONTROL AND 
              SANCTIONS VIOLATIONS IN HONG KONG.

    (a) Determination With Respect to Money Laundering.--Not later than 
180 days after the date of the enactment of this Act, the Secretary of 
the Treasury shall submit to the appropriate congressional committees a 
determination, including a detailed justification, of whether 
reasonable grounds exist for designating the Hong Kong Special 
Administrative Region of the People's Republic of China as a 
jurisdiction of primary money laundering concern under section 5318A of 
title 31, United States Code.
    (b) Report on Role of Hong Kong in Export Control and Sanctions 
Violations.--
            (1) In general.--Not later than 360 days after the date of 
        the enactment of this Act, the Secretary of State, in 
        coordination with the Secretary of the Treasury and the 
        Secretary of Commerce, shall submit to the appropriate 
        congressional committees a report assessing the ability of 
        United States and foreign financial institutions operating in 
        Hong Kong to identify and prevent transactions that facilitate 
        the transfer of products, technology, and money to the Russian 
        Federation, Iran, and other countries and entities in violation 
        of export controls and sanctions imposed by the United States.
            (2) Elements.--The report required by paragraph (1) shall 
        include--
                    (A) an evaluation of the extent of the role of Hong 
                Kong as an international financial and trading center 
                in facilitating, knowingly or unknowingly--
                            (i) the transfer of products and 
                        technologies to adversaries of the United 
                        States, including the Russian Federation, Iran, 
                        the mainland of the People's Republic of China, 
                        and other countries in violation of export 
                        controls imposed by the United States; and
                            (ii) trade and financial transactions that 
                        violate sanctions imposed by the United States 
                        on the Russian Federation, Iran, and other 
                        countries and entities;
                    (B) an assessment of whether the People's Republic 
                of China's 2020 National Security Law and the January 
                2024 Safeguarding National Security Ordinance of Hong 
                Kong have limited the ability of financial institutions 
                operating in Hong Kong to adhere to global standards 
                for anti-money laundering and know-your-customer 
                procedures; and
                    (C) a description of cooperation between Hong Kong 
                and United States authorities in enforcing export 
                control and sanctions regimes, including any challenges 
                to such cooperation.
    (c) Appropriate Congressional Committees Defined.--In this section, 
the term ``appropriate congressional committees'' means--
            (1) the Committee on Foreign Relations and the Committee on 
        Banking, Housing, and Urban Affairs of the Senate; and
            (2) the Committee on Foreign Affairs and the Committee on 
        Financial Services of the House of Representatives.
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