Bill Summary
This bill, known as the "Repeal Insurance Plans of the Multi-State Program Act" or the "RIP MSP Act", aims to repeal the multi-State plan program established by section 1334 of the Patient Protection and Affordable Care Act. This program allows for health insurance issuers or groups to offer multi-State health insurance plans through a contract with the Office of Personnel Management (OPM). The bill would terminate this program on January 1, 2020 and require the OPM to provide a briefing on their efforts to wind down the program. It also includes amendments to the Patient Protection and Affordable Care Act to remove references to multi-State plans. This bill was introduced in the 116th Congress and was referred to the Committee on Homeland Security and Governmental Affairs, the Committee on Health, Education, Labor, and Pensions, the Committee on Oversight and Reform, and the Committee on Energy and Commerce.
Possible Impacts
1. Limited health insurance options: The repeal of the multi-State plan program could limit the health insurance options available to individuals, especially those who live in states with limited insurance providers. This could make it difficult for people to find affordable and comprehensive coverage that meets their needs.
2. Loss of external review: The legislation would terminate external review for individuals enrolled in a multi-State plan during or before the 2019 plan year. This could affect people who are dissatisfied with their plan or have a dispute with their insurance provider, as they would no longer have the option to seek an external review of their case.
3. Changes in communication and technology: The legislation requires the Director of OPM to provide a briefing on how the multi-State program will be winded down, including details on how communication with current enrollees will be handled and how the information technology portal utilized by MSP issuers will be closed down. These changes could affect how individuals access and receive information about their health insurance, which could cause confusion and disruptions in coverage.
[Congressional Bills 116th Congress] [From the U.S. Government Publishing Office] [S. 1378 Reported in Senate (RS)] <DOC> Calendar No. 190 116th CONGRESS 1st Session S. 1378 [Report No. 116-86] To repeal the multi-State plan program. _______________________________________________________________________ IN THE SENATE OF THE UNITED STATES May 8, 2019 Mr. Johnson (for himself, Mr. Barrasso, Mr. Braun, Mr. Wicker, Mr. Lee, Mr. Alexander, Mr. Enzi, Mr. Cramer, and Mr. Paul) introduced the following bill; which was read twice and referred to the Committee on Homeland Security and Governmental Affairs September 10, 2019 Reported by Mr. Johnson, with an amendment [Strike out all after the enacting clause and insert the part printed in italic] _______________________________________________________________________ A BILL To repeal the multi-State plan program. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, <DELETED>SECTION 1. SHORT TITLE.</DELETED> <DELETED> This Act may be cited as the ``Repeal Insurance Plans of the Multi-State Program Act of 2019'' or the ``RIP MSP Act''.</DELETED> <DELETED>SEC. 2. REPEAL OF MULTI-STATE PLAN PROGRAM.</DELETED> <DELETED> (a) Definitions.--In this section, the terms ``multi-State plan issuer'' and ``MSP issuer'' mean a health insurance issuer or group of health insurance issuers that has a contract with the Office of Personnel Management to offer multi-State plan options pursuant to section 1334 of the Patient Protection and Affordable Care Act (Public Law 111-148).</DELETED> <DELETED> (b) Program Repeal.--Effective January 1, 2020, section 1334 of the Patient Protection and Affordable Care Act (Public Law 111- 148) shall have no force or effect.</DELETED> <DELETED> (c) Required Reporting.--Not later than 60 days after the date of enactment of this Act, the Director of the Office of Personnel Management shall provide the Committee on Homeland Security and Governmental Affairs of the Senate and the Committee on Oversight and Reform of the House of Representatives a briefing concerning the efforts of the Office of Personnel Management (referred to in this section as ``OPM'') to wind down the multi-State program under section 1334 of the Patient Protection and Affordable Care Act. Such briefing shall contain such information as may be required, including information regarding--</DELETED> <DELETED> (1) the methods of communication OPM and an MSP issuer will use to notify current enrollees that the multi- State plan will not be offered during the next open season, including a timeline of the planned communications;</DELETED> <DELETED> (2) a description of how the Director of OPM will work with the Secretary of Health and Human Services to ensure that no plans previously offered pursuant to such section 1334 are offered on State or Federal Exchanges; and</DELETED> <DELETED> (3) a timeline detailing how OPM will close down the information technology portal that MSP issuers utilize.</DELETED> <DELETED> (d) Rescission of Unused Funds.--Of the amounts made available to OPM for the purposes of staffing and administering the program under section 1334 of the Patient Protection and Affordable Care Act, the unobligated balance is rescinded, effective January 1, 2020.</DELETED> <DELETED> (e) Sense of Congress.--It is the sense of Congress that-- </DELETED> <DELETED> (1) the Director of the Office of Personnel Management should assign employees of the Office whose duties on the date of enactment relate to carrying out section 1334 of the Patient Protection and Affordable Care Act (Public Law 111- 148) to duties relating to processing appeals brought by individuals or employers pursuant to such section 1334; and</DELETED> <DELETED> (2) no additional amounts should be appropriated for salaries and expenses relating to processing such appeals.</DELETED> SECTION 1. SHORT TITLE. This Act may be cited as the ``Repeal Insurance Plans of the Multi- State Program Act'' or the ``RIP MSP Act''. SEC. 2. REPEAL OF MULTI-STATE PLAN PROGRAM. (a) Definitions.--In this section, the terms ``multi-State plan issuer'' and ``MSP issuer'' mean a health insurance issuer or group of health insurance issuers that has a contract with the Office of Personnel Management to offer multi-State plan options pursuant to section 1334 of the Patient Protection and Affordable Care Act (Public Law 111-148). (b) Program Repeal.--Effective January 1, 2020, section 1334 of the Patient Protection and Affordable Care Act (Public Law 111-148) shall have no force or effect. (c) Termination of External Review.--The administration of external review pursuant to section 1334 of the Patient Protection and Affordable Care Act shall conclude upon the issuance by the Director of the Office of Personnel Management (referred to in this section as ``OPM'') of all final decisions for enrollees enrolled in a multi-State plan during or before the 2019 plan year. (d) Required Reporting.--Not later than 60 days after the date of enactment of this Act, the Director of OPM shall provide the Committee on Homeland Security and Governmental Affairs and the Committee on Health, Education, Labor, and Pensions of the Senate and the Committee on Oversight and Reform and the Committee on Energy and Commerce of the House of Representatives a briefing concerning the efforts of the OPM to wind down the multi-State program under section 1334 of the Patient Protection and Affordable Care Act. Such briefing shall contain such information as may be required, including information regarding-- (1) the methods of communication OPM and an MSP issuer will use to notify current enrollees that the multi-State plan will not be offered during the next open season, including a timeline of the planned communications; (2) a description of how the Director of OPM will work with the Secretary of Health and Human Services to ensure that no plans previously offered pursuant to such section 1334 are offered on State or Federal Exchanges; and (3) a timeline detailing how OPM will close down the information technology portal that MSP issuers utilize. (e) Conforming Amendments.-- (1) In general.--Title I of the Patient Protection and Affordable Care Act is amended-- (A) in section 1301(a) (42 U.S.C. 18021(a))-- (i) in paragraph (2)-- (I) in the heading, by striking ``and multi-state qualified health plans''; and (II) by striking ``and a multi- State plan under section 1334,''; and (ii) in paragraph (4), by striking ``, including a multi-State qualified health plan,''; and (B) in section 1324(a) (42 U.S.C. 18044(a)), by striking ``, or a multi-State qualified health plan under section 1334,''. (2) Effective date.--The amendments made by paragraph (1) shall take effect on January 1, 2020. Calendar No. 190 116th CONGRESS 1st Session S. 1378 [Report No. 116-86] _______________________________________________________________________ A BILL To repeal the multi-State plan program. _______________________________________________________________________ September 10, 2019 Reported with an amendment