[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[H.R. 8141 Introduced in House (IH)]

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119th CONGRESS
  2d Session
                                H. R. 8141

    To amend the Fair Credit Reporting Act to require resellers of 
    information contained in consumer reports to follow reasonable 
  procedures to assure maximum possible accuracy of such information 
     before transmitting such information, and for other purposes.


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                    IN THE HOUSE OF REPRESENTATIVES

                             March 27, 2026

 Mr. Lawler (for himself and Mr. Gottheimer) introduced the following 
    bill; which was referred to the Committee on Financial Services

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                                 A BILL


 
    To amend the Fair Credit Reporting Act to require resellers of 
    information contained in consumer reports to follow reasonable 
  procedures to assure maximum possible accuracy of such information 
     before transmitting such information, and for other purposes.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Fair Credit Reporting Reseller 
Accuracy Act''.

SEC. 2. ACCURACY OF INFORMATION TRANSMITTED BY RESELLERS.

    Section 607 of the Fair Credit Reporting Act (15 U.S.C. 1681e) is 
amended by adding at the end the following:
    ``(f) Resellers.--
            ``(1) In general.--Before a reseller transmits information 
        contained in a consumer report to an end user or another 
        reseller, such reseller shall follow reasonable procedures to 
        assure maximum possible accuracy of the information concerning 
        the individual about whom the information relates.
            ``(2) Limitation of liability.--No reseller may be held 
        liable under this title if such reseller accurately 
        communicates information obtained from another consumer 
        reporting agency to an end user or another reseller.
            ``(3) Reseller defined.--In this subsection the term 
        `reseller' has the meaning given the term in section 603.''.
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