SILVER Act

#8007 | HR Congress #119

Subjects:

Last Action: Referred to the House Committee on Agriculture. (3/19/2026)

Bill Text Source: Congress.gov

Summary and Impacts
Original Text
[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[H.R. 8007 Introduced in House (IH)]

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119th CONGRESS
  2d Session
                                H. R. 8007

   To amend the Commodity Exchange Act to reduce systemic risk while 
   increasing geographical diversity and competition with respect to 
    depositories for the storage of precious metals, and for other 
                               purposes.


_______________________________________________________________________


                    IN THE HOUSE OF REPRESENTATIVES

                             March 19, 2026

 Mr. Fulcher (for himself and Mr. Harris of North Carolina) introduced 
 the following bill; which was referred to the Committee on Agriculture

_______________________________________________________________________

                                 A BILL


 
   To amend the Commodity Exchange Act to reduce systemic risk while 
   increasing geographical diversity and competition with respect to 
    depositories for the storage of precious metals, and for other 
                               purposes.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``System Integrity through Licensed 
Vault Expansion and Resilience Act'' or the ``SILVER Act''.

SEC. 2. FINDINGS.

    Congress finds the following:
            (1) Precious metals exchanges currently require physically 
        traded metals to be stored within close proximity to New York 
        City.
            (2) Geographic concentration creates systemic risk 
        vulnerabilities, reduces available liquidity, and increases the 
        cost to market participants.
            (3) Recent liquidity events in global metals markets 
        underscore the need to minimize regulatory barriers that reduce 
        the available supply of metals to the publicly traded 
        marketplace.
            (4) Notwithstanding the current limited supply, the 
        security standards of existing vaults supporting publicly 
        traded exchanges are outstanding and have enhanced the 
        confidence of market participants.
            (5) Market liquidity and participant confidence will be 
        enhanced by the addition of storage vaults of relative scale 
        and commercial importance in the marketplace.
            (6) Additional supply in lower-cost markets, especially 
        markets that are near hubs of precious metals activity and 
        interstate transportation networks, would also reduce storage 
        costs, enhance competition in the storage marketplace, and 
        promote greater market access to investors.
            (7) It is in the public interest for systemically important 
        financial market utilities to provide a clear and transparent 
        selection process for precious metals storage facilities within 
        their network.

SEC. 3. PRECIOUS METALS DEPOSITORIES USED IN CONNECTION WITH FUTURES 
              CONTRACTS.

    Section 5b(c)(2) of the Commodity Exchange Act (7 U.S.C. 7a-
1(c)(2)) is amended--
            (1) in subparagraph (E)(vii), by inserting ``, including 
        risks related to the geographic concentration of depositories 
        for the storage of gold, silver, platinum, and palladium 
        (referred to in this paragraph as `precious metals'),'' after 
        ``clause (vi)'';
            (2) in subparagraph (F)--
                    (A) by redesignating clause (iii) as clause (iv); 
                and
                    (B) by inserting after clause (ii) the following:
                            ``(iii) Approval of precious metals 
                        depositories.--
                                    ``(I) In general.--A derivatives 
                                clearing organization shall--
                                            ``(aa) develop, publish, 
                                        and employ objective and 
                                        transparent criteria in 
                                        evaluating and selecting 
                                        depositories for the storage of 
                                        precious metals used in 
                                        connection with a contract of 
                                        sale of a commodity for future 
                                        delivery; and
                                            ``(bb) provide a formal 
                                        process for those depositories 
                                        to apply for that selection.
                                    ``(II) Selection factors.--In 
                                selecting depositories under subclause 
                                (I), a derivatives clearing 
                                organization shall--
                                            ``(aa) assess and account 
                                        for, among other factors, 
                                        geographic diversity, 
                                        competition, risk management, 
                                        storage costs to members and 
                                        participants, and systemic risk 
                                        implications; and
                                            ``(bb) approve new 
                                        depositories in the context of 
                                        a public interest in increased 
                                        geographic diversity, increased 
                                        liquidity, market resiliency, 
                                        market access, competition, and 
                                        cost efficiency, consistent 
                                        with appropriate security and 
                                        quality standards.
                                    ``(III) Geographical requirement.--
                                            ``(aa) In general.--A 
                                        derivatives clearing 
                                        organization shall select at 
                                        least 2 depositories described 
                                        in subclause (I) in each time 
                                        zone described in item (bb).
                                            ``(bb) Time zone.--A time 
                                        zone referred to in item (aa) 
                                        is each of the following:

                                                    ``(AA) Eastern 
                                                time.

                                                    ``(BB) Central 
                                                time.

                                                    ``(CC) Mountain 
                                                time.

                                                    ``(DD) Pacific 
                                                time.'';

            (3) in subparagraph (I)--
                    (A) in clause (ii)(II), by striking ``and'' at the 
                end;
                    (B) in clause (iii), by striking the period at the 
                end and inserting ``; and''; and
                    (C) by adding at the end the following:
                            ``(iv) periodically assess the ease of 
                        access for market participants with respect to 
                        the physical settlement of any commodity, 
                        regardless of the geographic location within 
                        the United States, to ensure system 
                        availability and resiliency.'';
            (4) in subparagraph (L)(iii)--
                    (A) in subclause (IV), by striking ``and'' at the 
                end;
                    (B) by redesignating subclause (V) as subclause 
                (VI); and
                    (C) by inserting after subclause (IV) the 
                following:
                                    ``(V) conditions for applying to, 
                                and receiving approval from, the 
                                derivatives clearing organization as a 
                                metal service provider, such as a 
                                depository for the storage of precious 
                                metals; and''; and
            (5) in subparagraph (N)(i), by inserting ``, including with 
        respect to the approval of a metal service provider, such as a 
        depository for the storage of precious metals'' after 
        ``trade''.
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