Housing to Homes Act of 2025

#6477 | HR Congress #119

Subjects:

Last Action: Referred to the House Committee on Financial Services. (12/4/2025)

Bill Text Source: Congress.gov

Summary and Impacts
Original Text

Bill Summary

The "Housing to Homes Act of 2025" aims to amend the McKinney-Vento Homeless Assistance Act by expanding the eligible activities under the Continuum of Care Program. Key provisions of the bill include defining "furniture bank" as organizations that provide household furnishings to those in need, including homeless individuals and families. The legislation allows for payments to these furniture banks to cover costs related to delivering, installing, and assembling furniture for households that are currently homeless or have recently experienced homelessness.

Additionally, the bill mandates the Secretary of Housing and Urban Development (HUD) to report on the impact of these payments and to assess "furniture poverty," defined as the inability to access or afford necessary household furniture. Reports on this issue must be published annually for three years following the enactment of the bill. The act is set to expire five years after its enactment. Overall, the legislation seeks to enhance support for individuals and families transitioning out of homelessness by addressing the critical need for furniture in their new homes.

Possible Impacts

The "Housing to Homes Act of 2025," which amends the McKinney-Vento Homeless Assistance Act, could affect people in several significant ways. Here are three examples:

1. **Increased Access to Essential Household Furnishings**: By including provisions for furniture banks within the Continuum of Care Program, individuals and families experiencing homelessness will gain access to essential household items at little to no cost. This support can help them transition more smoothly into permanent housing, reducing the barriers that often lead to housing instability. For example, a family moving into a new apartment will have access to basic furniture and appliances, making their new living situation more comfortable and functional.

2. **Reduction in Reentry to Homelessness**: The Act aims to address "furniture poverty," which can hinder newly housed individuals from sustaining their living situation. By facilitating payments to furniture banks for delivery, installation, and assembly of furnishings, the legislation targets a critical barrier that can lead to reentry into homelessness. For instance, a recently housed individual who lacks essential furniture may struggle to create a stable home environment, increasing the risk of returning to homelessness. This support could help mitigate that risk.

3. **Enhanced Reporting and Awareness of Furniture Poverty**: The requirement for annual reports on furniture poverty will raise awareness about the issue and its impact on homelessness. This data can lead to better-informed policies and programs aimed at combating both homelessness and furniture poverty. By highlighting the correlation between lacking basic furnishings and housing instability, stakeholders—including policymakers, non-profit organizations, and community leaders—can develop targeted strategies to address these interconnected issues, ultimately improving the lives of those affected.

[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[H.R. 6477 Introduced in House (IH)]

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119th CONGRESS
  1st Session
                                H. R. 6477

To amend the McKinney-Vento Homeless Assistance Act with respect to the 
eligible activities under the Continuum of Care Program, and for other 
                               purposes.


_______________________________________________________________________


                    IN THE HOUSE OF REPRESENTATIVES

                            December 4, 2025

Ms. Salinas (for herself and Ms. Norton) introduced the following bill; 
       which was referred to the Committee on Financial Services

_______________________________________________________________________

                                 A BILL


 
To amend the McKinney-Vento Homeless Assistance Act with respect to the 
eligible activities under the Continuum of Care Program, and for other 
                               purposes.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Housing to Homes Act of 2025''.

SEC. 2. EXPANSION OF ELIGIBLE ACTIVITIES UNDER CONTINUUM OF CARE 
              PROGRAM; REPORT.

    (a) Amendments.--The McKinney-Vento Homeless Assistance Act (42 
U.S.C. 11301 et seq.) is amended--
            (1) in section 401, by adding at the end the following:
                    ``(36) Furniture bank.--The term `furniture bank' 
                means a registered charity, nonprofit organization, or 
                social enterprise that provides household furnishings 
                to individuals and families who are in need, including 
                homeless individuals and families, at little to no cost 
                to such individuals and families.''; and
            (2) in section 423--
                    (A) in subsection (a)--
                            (i) by redesignating the second paragraph 
                        (13) (relating to projects in rural areas) as 
                        paragraph (14); and
                            (ii) by adding at the end the following:
            ``(15) Payment to a furniture bank for the costs of 
        providing household furnishings, including delivery, 
        installation, and assembly, for individuals and families who--
                    ``(A) are currently homeless;
                    ``(B) were homeless in the prior six months and are 
                currently residing in permanent housing; or
                    ``(C) were homeless and are currently residing in 
                permanent supportive housing.''; and
                    (B) by adding at the end the following:
    ``(h) Ownership of Household Furnishings.--With respect to 
subsection (a)(15), any household furnishings provided to an individual 
or family shall become the sole property of such individual or 
family.''.
    (b) Report.--
            (1) In general.--Not later than 3 years after the date of 
        the enactment of this section, the Secretary of Housing and 
        Urban Development shall submit to the Congress a report on the 
        impact of payments to furniture banks for the costs of 
        delivery, installation, and assembly of household furnishings 
        for homeless individuals and families, as described in section 
        423(a)(15) of the McKinney-Vento Homeless Assistance Act (42 
        U.S.C. 11383(a)(15)).
            (2) Definitions.--In this subsection--
                    (A) the term ``furniture bank'' has the meaning 
                given such term in section 401 of the McKinney-Vento 
                Homeless Assistance Act (42 U.S.C. 11360); and
                    (B) the term ``homeless'' has the meaning given 
                such term in section 103(a) of the McKinney-Vento 
                Homeless Assistance Act (42 U.S.C. 11302(a)).
    (c) Report on Furniture Poverty.--
            (1) In general.--Not later than 3 years after the date of 
        the enactment of this section, and annually thereafter, the 
        Secretary of Housing and Urban Development shall publish a 
        report on furniture poverty in the United States on a website 
        of the Department of Housing and Urban Development, that 
        includes an assessment of--
                    (A) the number of Americans currently experiencing 
                poverty during such year;
                    (B) the impact that furniture poverty has on the 
                likelihood that homeless individuals and families will 
                reenter homelessness; and
                    (C) the impact of payments to furniture banks under 
                section 423(a)(15) of the McKinney-Vento Homeless 
                Assistance Act on the number of Americans experiencing 
                furniture poverty.
            (2) Definition of furniture poverty.--The term ``furniture 
        poverty'' means the inability to access, afford, or maintain 
        household furniture and goods that are essential for a 
        functional, safe, and healthy home.
    (d) Repeal.--This Act and the amendments made by this Act are 
repealed on the date that is 5 years after the date of the enactment of 
this Act.
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