Tribal Affordable Housing Act

#5824 | HR Congress #119

Policy Area: Native Americans
Subjects:

Last Action: Referred to the House Committee on Financial Services. (10/24/2025)

Bill Text Source: Congress.gov

Summary and Impacts
Original Text

Bill Summary

The "Tribal Affordable Housing Act" is a proposed legislation aimed at enhancing affordable housing opportunities for Indian Tribes and Tribally designated housing entities. It mandates the Secretary of Housing and Urban Development (HUD) to establish a grant program to support the construction and maintenance of residential units on Tribal lands.

Key provisions include:

1. **Grant Program**: The Secretary must award grants competitively to eligible entities within one year of the Act's enactment. These grants can be used for building new residential units or adding necessary features to existing ones.

2. **Funding**: The Act authorizes $150 million in annual appropriations starting in fiscal year 2026 to fund the program.

3. **Eligibility Criteria**: Eligible entities include Indian Tribes or Tribally designated housing entities that have received less than $500,000 in HUD allocations in at least one of the past five years under the existing Native American Housing Assistance and Self-Determination Act.

4. **Compliance**: The grant program will follow the guidelines established under the Native American Housing Assistance and Self-Determination Act of 1996.

Overall, this legislation aims to address housing shortages and improve living conditions in Tribal communities by providing crucial financial support for housing development projects.

Possible Impacts

The "Tribal Affordable Housing Act" could affect people in several significant ways:

1. **Increased Access to Affordable Housing**: The Act aims to provide grants to Indian Tribes and Tribally designated housing entities for the construction and maintenance of residential dwelling units. This could lead to an increase in the availability of affordable housing options for Native American communities, enabling more families to secure stable and safe living conditions.

2. **Economic Development Opportunities**: By funding the construction of residential units and necessary features, the Act could stimulate local economies. It may create job opportunities for tribal members in construction, maintenance, and related services, promoting economic growth within tribal communities and improving overall quality of life.

3. **Enhanced Living Conditions**: The provision for adding necessary features to existing residential units may significantly improve the living standards for tribal members. This could include enhancements such as better plumbing, electrical systems, or accessibility modifications, which can lead to healthier and safer living environments for families and individuals on tribal lands.

[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[H.R. 5824 Introduced in House (IH)]

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119th CONGRESS
  1st Session
                                H. R. 5824

  To require the Secretary of Housing and Urban Development to award 
 grants to Indian Tribes and Tribally designated housing entities for 
  the purposes of providing affordable housing and the maintenance or 
         construction of residential dwelling units for Tribes.


_______________________________________________________________________


                    IN THE HOUSE OF REPRESENTATIVES

                            October 24, 2025

Ms. Stansbury introduced the following bill; which was referred to the 
                    Committee on Financial Services

_______________________________________________________________________

                                 A BILL


 
  To require the Secretary of Housing and Urban Development to award 
 grants to Indian Tribes and Tribally designated housing entities for 
  the purposes of providing affordable housing and the maintenance or 
         construction of residential dwelling units for Tribes.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Tribal Affordable Housing Act''.

SEC. 2. TRIBAL AFFORDABLE HOUSING GRANT PROGRAM FOR.

    (a) In General.--The Secretary of Housing and Urban Development 
(referred to in this section as the ``Secretary'') shall, not later 
than 1 year after the date of the enactment of this Act, award grants 
on a competitive basis to eligible entities for 1 or both of the 
following activities on Tribal land:
            (1) Building a residential dwelling unit.
            (2) Adding at least 1 necessary feature to a residential 
        dwelling unit.
    (b) Program Requirements.--Any grant awarded under this section 
shall be administered in accordance with program requirements under the 
Native American Housing Assistance and Self-Determination Act of 1996 
(25 U.S.C. 4101 et seq.).
    (c) Authorization of Appropriations.--There is authorized to be 
appropriated to the Secretary $150,000,000 for fiscal year 2026 and 
each subsequent fiscal year to carry out this section.
    (d) Definitions.--In this section:
            (1) Eligible entity.--The term ``eligible entity'' means 
        any of the following:
                    (A) An Indian Tribe that, in at least 1 of the 5 
                fiscal years immediately before the fiscal year, 
                received a final allocation of less than $500,000 from 
                the Department of Housing and Urban Development under 
                the Native American Housing Assistance and Self-
                Determination Act of 1996 (25 U.S.C. 4101 et seq.).
                    (B) A Tribally designated housing entity from an 
                Indian Tribe that, in at least 1 of the 5 fiscal years 
                immediately before the fiscal year, received a final 
                allocation of less than $500,000 from the Department of 
                Housing and Urban Development under the Native American 
                Housing Assistance and Self-Determination Act of 1996 
                (25 U.S.C. 4101 et seq.).
            (2) Indian tribe.--The term ``Indian Tribe'' has the 
        meaning given such term under section 4 of the Native American 
        Housing Assistance and Self-Determination Act of 1996 (25 
        U.S.C. 4103).
            (3) Necessary feature.--The term ``necessary feature'' 
        means any feature that, as determined by the Secretary, would 
        improve a residential dwelling unit or would be necessary to 
        build a residential dwelling unit.
            (4) Residential dwelling unit.--The term ``residential 
        dwelling unit'' means a dwelling unit that is owned or leased, 
        or intended to be owned or leased, in whole or in part, as the 
        home or residence of 1 or more individuals.
            (5) Tribally designated housing entity.--The term 
        ``Tribally designated housing entity'' has the meaning given 
        such term under section 4 of the Native American Housing 
        Assistance and Self-Determination Act of 1996 (25 U.S.C. 4103).
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