Ukraine War Risk Insurance Act

#3973 | HR Congress #119

Subjects:

Last Action: Referred to the Committee on Foreign Affairs, and in addition to the Committee on Transportation and Infrastructure, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. (6/12/2025)

Bill Text Source: Congress.gov

Summary and Impacts
Original Text

Bill Summary

The "Ukraine War Risk Insurance Act" is a piece of legislation aimed at providing temporary war risk insurance for commercial vessels that are involved in transporting goods to and from Ukraine. It recognizes the strategic importance of this trade for U.S. national defense and economy, especially in light of the ongoing conflict due to Russia's invasion of Ukraine.

Key provisions of the Act include:

1. **Eligibility for Insurance**: For five years following its enactment, vessels owned by citizens of NATO member countries, Ukraine, or other nations deemed eligible by the U.S. Secretary of State can qualify for war risk insurance, even if they do not meet certain existing legal criteria.

2. **Insurance for Ukraine Initiative**: This initiative, established within the Department of State, focuses on enhancing confidence in Ukraine's economic recovery, promoting investment from European allies, and ensuring the safe shipment of essential commodities like grain.

3. **Reporting Requirements**: The Secretary of State is required to report annually for four years on the progress of the initiative and suggest further legislative actions to support its objectives.

4. **Diplomatic Support**: The Act mandates that the Secretary of State collaborate with other federal agencies to provide diplomatic support to countries that back the war risk insurance for Ukraine.

5. **Multilateral Insurance Mechanism**: It directs U.S. representatives to advocate for a multilateral insurance framework at the U.N. Food and Agriculture Organization to safeguard grain shipments from Ukraine.

Overall, the legislation aims to bolster maritime trade with Ukraine, support its economy, and enhance international cooperation in addressing the challenges posed by the conflict.

Possible Impacts

The "Ukraine War Risk Insurance Act" can affect people in various ways:

1. **Economic Stability for Businesses**: By providing war risk insurance for commercial vessels transporting goods to and from Ukraine, the legislation can help stabilize businesses involved in international trade. Companies may feel more secure in shipping their products, knowing they are protected against potential losses due to risks associated with the ongoing conflict. This can lead to increased trade activity, benefiting employees and local economies.

2. **Support for Ukrainian Recovery**: The act aims to bolster confidence in Ukraine's economic recovery and promote closer economic integration with European countries and the U.S. This support can lead to improved job opportunities and economic conditions in Ukraine, which can have a positive impact on Ukrainian citizens, including those displaced by the conflict or those seeking to rebuild their lives.

3. **Enhanced Food Security**: With provisions aimed at ensuring the shipment of grain and other food commodities from Ukraine, the act has the potential to enhance food security in both Ukraine and importing countries. This is particularly crucial given the country’s role as a significant grain exporter. Improved access to food supplies can help stabilize prices and availability, benefiting consumers and reducing hunger in regions dependent on Ukrainian agricultural exports.

[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[H.R. 3973 Introduced in House (IH)]

<DOC>






119th CONGRESS
  1st Session
                                H. R. 3973

To provide temporary war risk insurance for certain commercial vessels 
    operating importing goods to, or exporting goods from, Ukraine.


_______________________________________________________________________


                    IN THE HOUSE OF REPRESENTATIVES

                             June 12, 2025

Mr. Keating (for himself, Mr. Quigley, and Mr. McGovern) introduced the 
following bill; which was referred to the Committee on Foreign Affairs, 
and in addition to the Committee on Transportation and Infrastructure, 
for a period to be subsequently determined by the Speaker, in each case 
for consideration of such provisions as fall within the jurisdiction of 
                        the committee concerned

_______________________________________________________________________

                                 A BILL


 
To provide temporary war risk insurance for certain commercial vessels 
    operating importing goods to, or exporting goods from, Ukraine.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Ukraine War Risk Insurance Act''.

SEC. 2. FINDING.

    Congress finds that the transportation in the waterborne commerce 
importing cargo to, or exporting cargo from, Ukraine is in the interest 
of the national defense or national economy of the United States.

SEC. 3. WAR RISK INSURANCE ELIGIBILITY FOR CERTAIN COMMERCIAL VESSELS 
              OPERATING IN UKRAINE.

    (a) Eligibility.--Notwithstanding section 53902 of title 46, United 
States Code, for the period beginning on the date of enactment of this 
Act, and ending 5 years after such date, a covered vessel shall be 
deemed to be eligible for insurance or reinsurance under chapter 539 of 
title 46, United States Code, if such vessel is engaged in 
transportation in waterborne commerce importing cargo to, or exporting 
cargo from, Ukraine.
    (b) Expansion of Cargo.--Subparagraphs (B) through (D) of section 
53903(a)(3) of title 46, United States Code, shall not apply to cargo 
imported or exported to or from Ukraine.
    (c) Definitions.--In this section:
            (1) Covered vessel.--The term ``covered vessel'' means a 
        vessel that is owned by a citizen of--
                    (A) a member country of the North Atlantic Treaty 
                Organization;
                    (B) Ukraine; or
                    (C) any other country the Secretary of State, in 
                consultation with the Secretary of Transportation, 
                determines, in the interest of national security, shall 
                be considered eligible for insurance or reinsurance 
                under chapter 539 of title 46, United States Code.
            (2) Owned by a citizen.--The term ``owned by a citizen'' 
        means ownership by an entity that is considered to be a citizen 
        of a country in the same manner as an entity is deemed to be a 
        citizen of the United States under section 50501 of title 46, 
        United States Code.

SEC. 4. INSURANCE FOR UKRAINE INITIATIVE.

    (a) Establishment.--There is established in the Department of State 
an entity to be known as the Insurance for Ukraine Initiative.
    (b) Objectives.--The objectives of the Insurance for Ukraine 
Initiative are the following:
            (1) Bolster confidence in Ukraine's eventual economic 
        recovery from Russia's full-scale invasion through the 
        provision of war risk insurance.
            (2) Encourage European allies and partners to finance and 
        invest in Ukraine's economic recovery, including through the 
        provision of war risk insurance.
            (3) Promote closer economic integration between Ukraine and 
        other countries in Europe as well as the United States and 
        further Ukraine's accession to the European Union.
            (4) Coordinate dialogue and fora for extensive outreach 
        with private sector insurance companies relating to the 
        provision of war risk insurance to Ukraine.
            (5) Work with Ukraine, international organizations, and 
        Middle Eastern and African allies and partners to ensure the 
        bountiful and affordable shipment of grain and other food 
        commodities from Ukraine.
    (c) Report.--Not later than 1 year after the date of the enactment 
of this Act, and annually thereafter for the following 3 years, the 
Secretary of State shall submit to the appropriate congressional 
committees a report that includes assessments of--
            (1) progress towards the achievement of each of the 
        objectives set forth in subsection (b); and
            (2) legislative proposals that would further the objectives 
        set forth in subsection (b); and
    (d) Definition.--In this section, the term ``appropriate 
congressional committees'' means--
            (1) the Committee on Foreign Affairs of the House of 
        Representatives; and
            (2) the Committee on Foreign Relations of the Senate.

SEC. 5. DIPLOMATIC AND POLITICAL SUPPORT.

    The Secretary of State, in coordination with the heads of other 
relevant Federal departments and agencies, shall seek to provide 
diplomatic and political support to countries that provide or provide 
support for war risk insurance for Ukraine, including by using the 
diplomatic and political influence and expertise of the Department of 
State to build the capacity of such countries.

SEC. 6. VOICE, VOTE, AND INFLUENCE OF THE UNITED STATES AT THE U.N. 
              FOOD AND AGRICULTURE ORGANIZATION.

    The Secretary of State shall direct the United States 
Representative to the Food and Agriculture Organization of the United 
Nations to use the voice, vote, and influence of the United States at 
such Organization to seek to develop a multilateral insurance mechanism 
to protect the shipment of grain and other commodities from Ukraine.
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